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Terms and conditions

1. Eligibility

1.1. The HomeTeamNS Travel Guard® promotion (the “Promotion”) is from 30 November 2016 to 31 January 2017 (the “Promotion Period”).

1.2. The Promotion will be administered and run by AIG Asia Pacific Insurance Pte. Ltd. (“AIG”) and is only open to Singapore residents.

1.3. All HomeTeamNS members will enjoy the following discounts and/or gift according to the specified conditions below during the Promotion Period:

1.3.1. Every successful purchase of a Travel Guard Single Trip or Annual (Multi-Trip) Plan via the AIG Mobile App (the “Mobile App”) you will enjoy 35% and 10% discount respectively. Members will also be entitled to a complimentary AIG Luggage Belt (the “Gift”) worth $20 with every successful purchase of the Travel Guard Premier or Superior Single Trip Plan via the Mobile App. For a Group or Family Plan, only the main policyholder will be eligible for the Gift. The Plan must be valid at the time of the redemption.

1.3.2. Every successful purchase of a Travel Guard Single Trip or Annual (Multi-Trip) Plan via HomeTeamNS website ( you will enjoy 30% and 10% discount respectively.

2. Notification and Redemption

2.1. The redemption letter for the Gift will be sent within 4 weeks after the end of the Promotion Period to the email address indicated in the online application form.

2.2. The Gift is not transferable or exchangeable for cash, credit or kind. AIG reserves the right to replace the Gift with other items of similar value without prior notice.

2.3. The Gift is subject to the respective manufacturer’s terms and conditions. AIG shall not be responsible for the quality or fitness for purpose or any other aspects of the Gift.

3. Participant’s Warranties and Undertakings

3.1. By participating in the Promotion, you agree that any information collected or held by AIG (whether contained in the application form or otherwise obtained) may be used and disclosed by AIG, its associated individuals/companies or any independent third parties (within Singapore) to arrange for the delivery of the Gift. You may opt out of being enrolled in the Promotion via AIG’s website here.

3.2. AIG reserves the right to terminate the Promotion or vary, delete or add to any of these terms and conditions from time to time without notice.

3.3. AIG shall not be liable in any manner for any claims, losses, damages, liabilities or expenses arising out of or relating to, the Promotion or the Gift.

3.4. AIG’s decision on all matters relating to the Promotion will be at its absolute discretion and shall be final and binding on all parties. In the event of any inconsistency between these terms and conditions and any promotion materials relating to the Promotion, these terms and conditions shall prevail.